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  • Mark Fonville, CFP

Is the 4% Rule Really Best For Your Retirement Income Plan?


Is the 4% Rule Really Best For Your Retirement Income Plan?

Outliving a retirement nest egg is retirees’ #1 fear.

That’s understandable.

You have saved your entire working life to build it, and you know that the idea of going back to work in your golden years could be undesirable, or even impossible.


That makes withdrawal planning a critical aspect of your retirement portfolio.

Perhaps the most well-known withdrawal strategy is the 4% rule.


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In this article, we will look at how the 4% rule works and provide some guidance for you to consider if it is the best strategy to optimize your retirement savings.