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SEE IF YOU'RE A FIT

Videos

TSP Rollover to an IRA: 5 Critical Issues (And Why You Should Consider a 'Hybrid' Rollover)

11:52

Roth IRA Conversion Strategy: How to Fill Your Tax Brackets Before RMDs and Cut Lifetime Taxes

18:58

Does Timing the Market Work? How the Behavior Gap Destroys $1.5M+ Retirement Portfolios

15:08

When to Take RMDs: Why Delaying Until April 1st Can Backfire on Taxes and Medicare

11:27

Open Enrollment Reality Check: The Medicare Mistakes Everyone Makes

10:22

Avoid the IRMAA Penalty: Don’t Let $1 Cost You Thousands

09:56

HSA Tax Benefits: The Hidden Loophole for Tax-Free Retirement Healthcare

22:13

How to De-Risk Your Portfolio for Retirement

05:21

7 Questions to Ask a Financial Advisor in the First Meeting

05:35

How Long Does it Take For Stock Markets to Recover?

04:13

7 Ways Retirement Tax Planning Can Make Your Life Better

04:42

Quarterly Stock Market Perspectives Q4 2022

16:37

8 Critical Components of Retirement Income Planning

18:49

How to Decide if a Roth Conversion is Right for You

03:09

5 Factors to Consider During a Recession or Stock Market Crash

04:21

How to Take Action When You Don't Know What Happens Next

02:47

How to Write a Retirement Letter of Resignation

03:30

Tax Reduction Strategies for High Income Earners

05:41

Protecting Against Inflation

03:08

How Gratitude Can Help You Accomplish Financial Goals and Create Happiness

02:26

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GENERAL

DISCLOSURES

Legal Disclosure

CONTACT US

Email: info@mycwa.com

Hours of Operation:

Mon - Friday: 08:30 AM - 05:00 PM

WILLIAMSBURG VA LOCATION

351 McLaws Circle,

Suite 1

Williamsburg, VA 23185

(757) 259-0111

RICHMOND VA LOCATION

8001 Franklin Farms Drive

RM 208

Richmond, VA 23229

(804) 729-5265

RESTON VA LOCATION

1768 Business Center Drive

Suite 120

Reston, VA 20190

(703) 991-2000

Disclosures:

Services offered by Covenant Wealth Advisors (CWA), a fee only financial planner and registered investment adviser with offices in Richmond, Reston, and Williamsburg, Va. Registration of an investment advisor does not imply a certain level of skill or training. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. Investments involve risk and there is no guarantee that investments will appreciate. Past performance is not indicative of future results. By entering your info into our forms, you are consenting to receive our email newsletter and/or calls regarding our products and services from CWA. This agreement is not a condition to proceed forward. Nothing is intended to be, and you should not consider anything to be, investment, accounting, tax or legal advice. If you would like accounting, tax or legal advice, you should consult with your own accountants, or attorneys regarding your individual circumstances and needs. No advice may be rendered by Covenant Wealth Advisors unless a client service agreement is in place. If referenced, case studies presented are purely hypothetical examples only and do not represent actual clients or results. These studies are provided for educational purposes only. Similar, or even positive results, cannot be guaranteed.

Free Retirement Assessment:

No Monetary Cost: Our Retirement Assessment is provided at no monetary cost to you, and you are under no obligation to purchase any products or services.

Information Exchange: To request this assessment, you must provide your contact information (name, email address, and phone number). By requesting this free assessment, you acknowledge that you are exchanging your contact information for the assessment and registering for our weekly newsletter offered at no cost to you.

Assessment Process:

-Initial Consultation: We will schedule a meeting to discuss your retirement goals and concerns.
-Information Gathering: To complete a meaningful analysis, we will request additional financial information, which may include account statements, tax returns, income details, and other relevant documents necessary for the assessment.
-Strategy meeting: We will contact you via phone or email to review the assessment findings via Zoom or in-person depending upon your location.

No Obligation: You are not required to provide the additional financial information, meet with us beyond the initial consultation, or engage our services. You may discontinue the process or opt out of future communications at any time. You understand that by not providing information prohibits us from providing a thorough analysis.

Educational Nature: This assessment is educational and analytical in nature. It does not constitute personalized investment advice or a recommendation to take any specific action. Any investment advice or implementation of strategies would only be provided after you formally engage us as a client.

Awards and Recognition

Covenant Wealth Advisors was nominated by Newsweek/Plant-A-Insights Group in November of 2025 as one of America's Top Financial Advisory Firms for 2026. You may access the nomination methodology disclosure here and a list of financial advisory firms selected.

Covenant Wealth Advisors was nominated by Newsweek/Plant-A-Insights Group in November of 2024 as one of America's Top Financial Advisory Firms for 2025. You may access the nomination methodology disclosure here and a list of financial advisory firms selected.

CWA was nominated for the Forbes Best-In-State Wealth Advisor 2025 ranking for Virginia in April of 2025. Forbes Best-In-State Wealth Advisor full ranking disclosure. Read more about Forbes ranking and methodology here.

USA Today’s 2025 ranking is compiled by Statista and based on the growth of the companies’ assets under management (AUM) over the short and long term and the number of recommendations they received from clients and peers. Covenant was selected on March 19th, 2025. No compensation was paid for this ranking. See USA state ranking here. See USA Today methodology here. See USA Today for more information.

CWA was awarded the #1 fastest growing company by RichmondBizSense on October 8th, 2020 based on three year annual revenue growth ending December 31st, 2019. To qualify for the annual RVA 25, companies must be privately-held, headquartered in the Richmond region and able to submit financials for the last three full calendar years. Submissions were vetted by Henrico-based accounting firm Keiter.

Expertise.com voted Covenant Wealth Advisors as one of the best financial advisors in Williamsburg, VA and best financial advisors in Richmond, VA for 2025 last updated as of this disclosure on February 12th, 2025 based on their proprietary selection process.

CWA is a member of the Better Business Bureau. We compensate the BBB to be a member and our BBB rating is independently determined by the BBB.

CWA did not compensate any of the entities above for the awards or nominations. These award nominations were granted by organizations that are not CWA clients. However, CWA has compensated Newsweek/Plant-A Insights Group, Forbes/Shook Research, and USA Today/Statista for licensing and advertising of the nomination and compensated Expertise.com to advertise on their platform.

While we seek to minimize conflicts of interest, no registered investment adviser is conflict free and we advise all interested parties to request a list of potential conflicts of interest prior to engaging in a relationship.

Client retention rate is calculated by (total clients at end of period - new clients acquired during period)/total clients at start of period) x 100%.

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