Investment Management

Get personalized investment advice and management that helps you retire with the life you want.

At Covenant Wealth Advisors, we specialize in working with individuals age 50 and older who are nearing retirement or currently retirement.

 

If you are you concerned about creating sustainable income in retirement and preserving your wealth, then you've found the right advisor for your wealth management needs. 

 

We will build, manage, and track your portfolio to help avoid surprises, constantly looking for ways to reduce hidden fees, better manage risk, and align your money with your income needs. 

Investing to and through retirement isn't just about getting the returns you need. It's also about managing risk and protecting your wealth. After all, no one wants to experience a significant investment loss in a market downturn.

Wealth management clients at Covenant Wealth Advisors receive ongoing advice and management to help maintain financial security leading up to and through retirement. 

Learn About Our Investment Principles

Why Investment Management Management?

 

I want to create sustainable income in retirement.

Are you concerned about creating income from your portfolio in retirement? Creating a sustainable "paycheck" in retirement isn't easy, but we have experience creating income from your savings and investments to help fund the lifestyle you want most. 

I want to implement the right mix of investments for my retirement goals.

How you invest for retirement is very different than how you invested in your early years. We'll design a personalized investment plan that takes into account your entire financial life and your retirement goals. As a result, your investments will be optimized specifically for your needs now and in retirement.

I want to understand which accounts to withdraw from first in retirement

Understanding which accounts to withdraw from first in retirement is hard. Should you withdraw from your brokerage account, your 401 (k), or your Roth IRA? The answer isn't always clear. We can help you understand which accounts to draw down first, and manage your investments appropriately based upon specific goals. 

I want to avoid significant losses during a market downturn.

The thought of experiencing a significant investment loss during a market downturn can be worrisome. The S & P 500 (a popular stock market index) fell by 56.4% during the 2008 market crash. For investors nearing retirement, this type of loss can spell disaster. We'll design and manage a portfolio that is personalized for your risk tolerance to help you sleep more soundly. 

I'm tired of managing my investments. I'd rather have a relationship with an expert who can do it for me.

Your life is busy and you realize that you can't be an expert in all things. Getting a relationship with a financial advisor you trust may help reduce financial anxiety, remove emotion from investment decisions, and give you more time to focus on the things you enjoy. 

I'm concerned about what will happen to my spouse after I'm gone.

You may have managed your own investments your entire life. But, that doesn't mean your spouse  or children have the same expertise or interest in taking over that role. Getting expert investment advice and management from a financial advisor can be a great way to maintain control of your finances, while creating the peace of mind you want in the event something happens to you.

I want better investment returns.

Based on a recent study from Vanguard, working with an investment advisor may improve your overall returns by 3% or more. We'll help calculate the return you need to achieve to accomplish your goals; then, we'll help design and implement a personalized investment plan to give you the best chance of achieving that return.  ​

I want to reduce the amount of taxes I pay on my portfolio earnings.

With a thoughtful tax strategy, we can create a tax-managed portfolio aimed at reducing your tax bill both now and in the future. We will even analyze your tax filings to find out if your current portfolio is generating unnecessary taxes, a common mistake we notice on portfolios sometimes managed at major Wall Street firms.

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A Better Retirement Is Ready For You - Are You?