Ralph and Susan retired 3 years ago. They are active, full of energy, and love to travel. They are living off their investable assets of $2.8 million and receive social security. Tired of managing their finances on their own, they want an advisor they can trust.
Ralph is worried about the financial security of Susan in the event something happens to him.
Susan wants to give back to the community but wants the confidence that they won't run out of money in retirement.
Both want to make sure their estate passes to their heirs the way they intend.
Paying for healthcare in retirement and making sure they have a plan.